If Jefferson Capital Systems is contacting you about a debt, it’s important to know what behavior may cross the line into harassment. Under the Fair Debt Collection Practices Act (FDCPA), repeated or excessive phone calls—especially multiple calls per day or calls made at inconvenient hours—may be illegal. Debt collectors also cannot threaten lawsuits, wage garnishment, or arrest if those actions are not lawful or not intended. You are entitled to receive a written debt validation notice within five days of the first contact. If you ask a collector to stop calling your workplace, they must comply. Discussing your debt with friends, family members, or coworkers is strictly prohibited. Any abusive, rude, or threatening language violates federal law and may entitle you to compensation. Understanding these warning signs can help you stop harassment and protect your consumer rights.
✅ Take Action Now: https://protectionforconsumers.com/stop-jefferson-capital-systems-debt-collection-harassment/